StatewiseFinance

California pairs 3.5% down FHA loans with CalHFA down payment assistance worth up to $150,000, plus the loan limits and property tax details buyers need for 2026.

Financial News · California California Proposition 37: The Middle-Class Down Payment Act — What You Need to Know (2026) Updated: July 2026 · Sources: California Secretary of State, County Clerk/Registrar of Voters Memorandum (June 29, 2026) A new housing measure has officially qualified for California's November 3, 2026 ballot as Proposition 37 . Here's a fact-checked breakdown of what it does — and, just as important, who it doesn't apply to. The Basics Vote date: November 3, 2026 What it creates: A state-backed loan program for middle-income buyers Funding: Up to $25 billion in bonds Loan amount: Up to 17% of the purchase price, as a fixed-rate second mortgage from the state How This Measure Got Here Proposition 37 didn't appear overnight. The measure became eligible for the ballot on April 21, 2026, after organizers gathered enough verified si...

California is quietly holding over $15 billion in unclaimed property that belongs to residents — old bank accounts, uncashed checks, forgotten deposits. It takes two minutes to check if some of it is yours.

California has more "hero loan" branding than any other state — here's what's actually government-backed and what's private marketing.

Many California heroes walk into a bank that isn't even CalHFA-approved and lose access to $20,000-$50,000 in benefits without ever knowing it existed. Here are the five costliest mistakes buyers are making in 2026.

Curious exactly how much you could save as a California teacher, firefighter, nurse, or veteran? Plug in your profession and home price for real, personalized 2026 numbers.

Getting your paperwork wrong is one of the easiest ways to slow down or lose a California hero home loan. Here's the exact document checklist to bring to your lender, starting with the Certificate of Eligibility for veterans.

Beyond California's statewide hero programs, cities like Los Angeles, San Francisco, San Diego, and Sacramento offer their own additional down payment help. Here's what's available city by city.